Recent Blog Posts
Chapter 13 Debt Limits
Bankruptcy is an essential legal tool relied upon by millions of Americans each year. If you are considering bankruptcy, it’s important to identify the type of bankruptcy best suited to your circumstances. Chapter 13 bankruptcy is helpful for many debtors who earn an income and would be able to repay their debts if given… Read More »
Does Bankruptcy Eliminate All Debt? What Is Dischargeable/Nondischargeable?
Bankruptcy is meant to clean the slate so that you can start fresh and rebuild your financial profile. Does that mean you can eliminate all of your debts through bankruptcy? Will any debt remain? Read on to explore the difference between dischargeable and nondischargeable debts. If you’re dealing with overwhelming or burdensome debt in… Read More »
What Do Real Estate Lawyers Do?
If you’re planning on buying or selling a piece of commercial or residential real estate, it’s important to have the right legal team on your side. Likewise, if you and your neighbor have a border dispute, or if you and your former spouse are trying to split the family property, you’ll need an experienced… Read More »
How to Improve Your Credit Score After Bankruptcy
There’s no getting around it: Filing for bankruptcy will hurt your credit score. Thankfully, however, the damage is not permanent. Depending upon which form of bankruptcy you pursued, the bankruptcy itself will fully disappear from your credit report after seven or ten years. Well before that time has elapsed, however, you can take steps… Read More »
New York Homestead Exemption
Chapter 7 bankruptcy is a lifeline for people drowning in debt or struggling to keep up with all their monthly bills and expenses. When people hear Chapter 7 referred to as “liquidation,” however, they start to worry that they will have to sell off all of their property to pay their debts as part… Read More »
What to Do When You Have a Real Estate Dispute
Ideally, your real estate transaction goes off without a hitch. You negotiate a price, obtain funding, and execute the closing. No unexpected issues arise after the fact. Unfortunately, the real world is often less than ideal. Parties may back out of a sale in the middle of closing, issues may arise with financing, or… Read More »
Questions to Ask Your Real Estate Lawyer
If you’re gearing up for a real estate transaction or a legal dispute, you need the right legal team on your side. Finding the right lawyer for your case takes time and effort. Ideally, you’ll meet with a few potential attorneys before you settle on the law firm to handle your matter. Below, we… Read More »
Signs of Creditor Harassment
Just because you owe someone money, they do not have the right to threaten or harass you. Credit card companies, banks, debt collection agencies, junk debt collectors, and all other creditors must adhere to guidelines set by federal and New York State laws. You have the right to stop creditors who violate those rules… Read More »
Who is Responsible for Preparing a Real Estate Deed?
The deed is one of, if not the most important document involved in a real estate transaction. The deed must be executed properly in order for the transfer of title to actually take place. A poorly drafted deed can leave owners in legal limbo regarding potential challenges to their title down the line. Read… Read More »
Getting a Mortgage After Bankruptcy: How Long Do I Have to Wait?
Many people struggling with debt are worried that filing for bankruptcy will remain a black mark on their record forever, preventing them from ever obtaining a mortgage and purchasing a home. Thankfully, post-bankruptcy life is not so grim. You can get a mortgage after filing for bankruptcy and, depending on your circumstances, you may… Read More »
